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NONPRICE RATIONING OF AGRICULTURAL CREDIT BY TWO TRADING BANKS

NONPRICE RATIONING OF AGRICULTURAL CREDIT BY TWO TRADING BANKS The non price mechanism used by the trading banks to ration credit among farmers was studied using a survey designed along the lines of a factorial experiment. Of the farmer characteristics studied, managerial ability emerged as being most important in affecting the amount a farmer could borrow. Banking history and, to a lesser extent, security were also influential. However, the research indicated that there is great variability in the amounts that individual bank managers are prepared to lend. http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png The Australian Journal of Agricultural Resource Economics Wiley

NONPRICE RATIONING OF AGRICULTURAL CREDIT BY TWO TRADING BANKS

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Publisher
Wiley
Copyright
Copyright © 1980 Wiley Subscription Services, Inc., A Wiley Company
ISSN
1364-985X
eISSN
1467-8489
DOI
10.1111/j.1467-8489.1980.tb00577.x
Publisher site
See Article on Publisher Site

Abstract

The non price mechanism used by the trading banks to ration credit among farmers was studied using a survey designed along the lines of a factorial experiment. Of the farmer characteristics studied, managerial ability emerged as being most important in affecting the amount a farmer could borrow. Banking history and, to a lesser extent, security were also influential. However, the research indicated that there is great variability in the amounts that individual bank managers are prepared to lend.

Journal

The Australian Journal of Agricultural Resource EconomicsWiley

Published: Dec 1, 1980

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