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RETRACTED ARTICLE: Biometric identification, financial inclusion and economic growth in India: does mobile penetration matter?

RETRACTED ARTICLE: Biometric identification, financial inclusion and economic growth in India:... Using data on major Indian states during 2001–2014, the paper analyzes the impact of AIM (Aadhaar, Inclusion and Mobile) trinity on economic growth. Using advanced panel data techniques, the evidence suggests that mobile penetration exerts a positive and statistically significant impact on economic growth. In addition, there exist strong complementarities between mobile telephony and financial inclusion. The magnitude of the complementarity is significantly higher in case of financial use as compared with financial access. In addition, the evidence points to the fact that biometric identification process (Aadhaar) is making its impact felt on financial inclusion, primarily by improving financial access. http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png Information Technology for Development Taylor & Francis

RETRACTED ARTICLE: Biometric identification, financial inclusion and economic growth in India: does mobile penetration matter?

Information Technology for Development , Volume 25 (4): 1 – Oct 2, 2019

RETRACTED ARTICLE: Biometric identification, financial inclusion and economic growth in India: does mobile penetration matter?

Information Technology for Development , Volume 25 (4): 1 – Oct 2, 2019

Abstract

Using data on major Indian states during 2001–2014, the paper analyzes the impact of AIM (Aadhaar, Inclusion and Mobile) trinity on economic growth. Using advanced panel data techniques, the evidence suggests that mobile penetration exerts a positive and statistically significant impact on economic growth. In addition, there exist strong complementarities between mobile telephony and financial inclusion. The magnitude of the complementarity is significantly higher in case of financial use as compared with financial access. In addition, the evidence points to the fact that biometric identification process (Aadhaar) is making its impact felt on financial inclusion, primarily by improving financial access.

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References (90)

Publisher
Taylor & Francis
Copyright
© 2018 Commonwealth Secretariat
ISSN
1554-0170
eISSN
0268-1102
DOI
10.1080/02681102.2018.1540390
Publisher site
See Article on Publisher Site

Abstract

Using data on major Indian states during 2001–2014, the paper analyzes the impact of AIM (Aadhaar, Inclusion and Mobile) trinity on economic growth. Using advanced panel data techniques, the evidence suggests that mobile penetration exerts a positive and statistically significant impact on economic growth. In addition, there exist strong complementarities between mobile telephony and financial inclusion. The magnitude of the complementarity is significantly higher in case of financial use as compared with financial access. In addition, the evidence points to the fact that biometric identification process (Aadhaar) is making its impact felt on financial inclusion, primarily by improving financial access.

Journal

Information Technology for DevelopmentTaylor & Francis

Published: Oct 2, 2019

Keywords: Economic growth; biometric identification; financial inclusion; mobile telephony; India; O33; O40; P52

There are no references for this article.