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Discrimination in Mortgage Lending: A Critical Review of the Literature

Discrimination in Mortgage Lending: A Critical Review of the Literature This article surveys the diverse research that examines racial disparities in mortgage lending markets in the context of the fair housing legislation of recent decades. A review of the theoretical models, data, and empirical methods reveals deficiencies in all three areas. A new research agenda focusing on development of more complete models of mortgage lending together with panel data tracking mortgage loan performance over time is needed. http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png Journal of Real Estate Literature Taylor & Francis

Discrimination in Mortgage Lending: A Critical Review of the Literature

Journal of Real Estate Literature , Volume 7 (1): 35 – Jan 1, 1999

Discrimination in Mortgage Lending: A Critical Review of the Literature

Journal of Real Estate Literature , Volume 7 (1): 35 – Jan 1, 1999

Abstract

This article surveys the diverse research that examines racial disparities in mortgage lending markets in the context of the fair housing legislation of recent decades. A review of the theoretical models, data, and empirical methods reveals deficiencies in all three areas. A new research agenda focusing on development of more complete models of mortgage lending together with panel data tracking mortgage loan performance over time is needed.

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References (9)

Publisher
Taylor & Francis
Copyright
© 1999 American Real Estate Society
ISSN
1573-8809
DOI
10.1080/10835547.1999.12090078
Publisher site
See Article on Publisher Site

Abstract

This article surveys the diverse research that examines racial disparities in mortgage lending markets in the context of the fair housing legislation of recent decades. A review of the theoretical models, data, and empirical methods reveals deficiencies in all three areas. A new research agenda focusing on development of more complete models of mortgage lending together with panel data tracking mortgage loan performance over time is needed.

Journal

Journal of Real Estate LiteratureTaylor & Francis

Published: Jan 1, 1999

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