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Business Economics (2021) 56:57–58 https://doi.org/10.1057/s11369-021-00216-5 EDITORIAL Charles Steindel © National Association for Business Economics 2021 At this writing, with vaccine distribution accelerating in the A major concern during the pandemic, prompting the US and some other nations, there is a sense that the end of widespread cash stimulus payments, was the status of house- the COVID pandemic is looming. Attention has been shift- hold balance sheets. One fear was that people may have felt ing from immediate concerns, and the works in this issue the need to tap dedicated retirement savings, such as 401k are more focused on longer-term issues. As was the case in accounts, to meet immediate needs, no matter the penalties the last two issues, we thank the Peterson Foundation for and longer-term consequences. David Bernstein’s analysis its support in published material presented at the NABE of household use of 401k accounts suggests that such fears Annual Meeting. were real. People who tap such funds prior to retirement The topic of inequality, and racial and other forms of dis- are, indeed, those with high levels of other debt, of lower crimination has been in the forefront of public discussion. income, and otherwise in weak financial positions. A
Business Economics – Springer Journals
Published: Apr 25, 2021
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