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Small Business Commercial Loan Selection Decision: An Empirical Evaluation

Small Business Commercial Loan Selection Decision: An Empirical Evaluation For many years, bank decision-makers and academic researchers have recognized the significance of both commercial banks and small businesses to the overall economy of America. However, there appears to be little, if any, statistically valid empirical research dealing with the decision-making processes in commercial banks which commit funds to small businesses. This article deals specifically with the decision-making process of 30 commercial loan decision-makers as they are faced with commercial loan selection decisions concerning Small Business (SBA guaranteed) new business loans. http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png American Journal of Small Business SAGE

Small Business Commercial Loan Selection Decision: An Empirical Evaluation

American Journal of Small Business , Volume 6 (4): 9 – Apr 1, 1982

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Publisher
SAGE
Copyright
© 1982 SAGE Publications
ISSN
0363-9428
eISSN
1540-6520
DOI
10.1177/104225878200600408
Publisher site
See Article on Publisher Site

Abstract

For many years, bank decision-makers and academic researchers have recognized the significance of both commercial banks and small businesses to the overall economy of America. However, there appears to be little, if any, statistically valid empirical research dealing with the decision-making processes in commercial banks which commit funds to small businesses. This article deals specifically with the decision-making process of 30 commercial loan decision-makers as they are faced with commercial loan selection decisions concerning Small Business (SBA guaranteed) new business loans.

Journal

American Journal of Small BusinessSAGE

Published: Apr 1, 1982

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