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November). Retirement preparation and retirement
As retirement becomes an extended component of the normative life cycle, understanding factorsinfluencing retirement preparation activities of midlife individuals is important. This studyexamined the influence of gender, age, marital status, occupational status, educational attainment, income, perceived health, number of children, age of children, and number of dependentchildren on retirement planning behaviors and attitude toward retirement among 40- to 65-year-old university employees (N = 2,760). The study used regression analysis to determine thedemographic variables that differentiated between individuals on four planning scales (financial , home equity, employment, and locational) and in their attitudes toward retirement. The relationship between financial planning and total family income was the most significant finding. Thediscussion concludes with policy implications related to assisting midlife individuals in preparation for retirement.
Journal of Applied Gerontology – SAGE
Published: Jun 1, 1994
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