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Factors Influencing Attitude Toward Retirement and Retirement Planning Among Midlife University Employees

Factors Influencing Attitude Toward Retirement and Retirement Planning Among Midlife University... As retirement becomes an extended component of the normative life cycle, understanding factorsinfluencing retirement preparation activities of midlife individuals is important. This studyexamined the influence of gender, age, marital status, occupational status, educational attainment, income, perceived health, number of children, age of children, and number of dependentchildren on retirement planning behaviors and attitude toward retirement among 40- to 65-year-old university employees (N = 2,760). The study used regression analysis to determine thedemographic variables that differentiated between individuals on four planning scales (financial , home equity, employment, and locational) and in their attitudes toward retirement. The relationship between financial planning and total family income was the most significant finding. Thediscussion concludes with policy implications related to assisting midlife individuals in preparation for retirement. http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png Journal of Applied Gerontology SAGE

Factors Influencing Attitude Toward Retirement and Retirement Planning Among Midlife University Employees

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References (67)

Publisher
SAGE
Copyright
Copyright © by SAGE Publications
ISSN
0733-4648
eISSN
1552-4523
DOI
10.1177/073346489401300203
Publisher site
See Article on Publisher Site

Abstract

As retirement becomes an extended component of the normative life cycle, understanding factorsinfluencing retirement preparation activities of midlife individuals is important. This studyexamined the influence of gender, age, marital status, occupational status, educational attainment, income, perceived health, number of children, age of children, and number of dependentchildren on retirement planning behaviors and attitude toward retirement among 40- to 65-year-old university employees (N = 2,760). The study used regression analysis to determine thedemographic variables that differentiated between individuals on four planning scales (financial , home equity, employment, and locational) and in their attitudes toward retirement. The relationship between financial planning and total family income was the most significant finding. Thediscussion concludes with policy implications related to assisting midlife individuals in preparation for retirement.

Journal

Journal of Applied GerontologySAGE

Published: Jun 1, 1994

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